Employers' Liability Insurance Broker

Get competitively priced employers' liability insurance

Our expert team of insurance advisers provide advice and support to all kinds of businesses to make sure they get the right cover at the right price.

Employers' Liability Insurance for businesses in Scotland

We have years of experience helping small and large businesses throughout Scotland arrange the right cover at the right price.  We have access to the leading insurers and facilities who have products specifically designed to cover your requirements.

As an employer You have a legal requirement for employers liability cover.  This provides cover in the event of your employee injuring themselves whilst at work.

You should have a full written health and safety policy in place which should be distributed to all employees and a record kept of that process as required under the Health and Safety at Work Act 1974.

Ensure you have risk assessments and method statements in place for all work undertaken and contracts you have in place.

Whether you are a sole trader or a limited company you have the same responsibility to your employees.

Why would you need employers' liability insurance?

Employers’ liability insurance is one of a few compulsory insurances as defined in the Employers Liability (Compulsory Insurance) Act 1969 and required ALL employers carrying on business in Great Britain to insure against their legal liability for injury or disease caused to their employees in the course of their employment.

Companies that employ one or more members of staff, whether paid or volunteers, require this cover.

Employers’ liability policies cover claims made against your company in the event of accident, injury, or illness sustained by your staff at work or as a result of work.

Accidents can happen.  Even with the best health and safety procedures in place.

The cost can vary greatly.  Depending on the size of your business and the activities you carry out.

Your Trusted Insurance Broker in Falkirk

If you need to claim on your policy we will help and assist you through the process.  We are not here just to sell you a policy once a year but to offer support should you need to claim or there is a change to your business. 

What Coversure Falkirk can do for you:

  • Meet with you to discuss your needs and gather the relative information
  • Approach insurers and markets on your behalf
  • Recommend the most appropriate option for your needs
  • Be available throughout the year, no call or processing centres for you to deal with
  • Help you manage the claim process should you be unfortunate enough to suffer a loss

Why use Coversure Falkirk?

We are authorised and regulated by the Financial Conduct Authority to give advice.

We aren’t tied to any one insurance company which means we can approach the market on your behalf and make recommendations to you based on the quotes we get back.

We will explain the covers on offer, limits applicable and any specific clauses and conditions you should be aware of to ensure that you are compliant with the terms and conditions of the policy.