Construction Specialist Insurance Broker
Get the right cover in place for your construction business
Insurance Solutions for Construction Businesses in Scotland
We have many years of experience in providing tailored solutions for all types of Construction businesses from sole traders to large multi-discipline contracting businesses.
We have access to the leading insurers and facilities and can arrange cover for all trades including ‘High Risk’ activities.
Type of covers available:
- Employers Liability
- Public Liability
- Contract Works
- Non-negligence cover
- Owned and Hired-in Plant
- Professional Indemnity
We can help all types of construction businesses, including:
- Main Contractors
- Bonafide Subcontractors providing specialist trades
- Commercial Alteration and Repair
- Joinery supply only
- Roofing Contractors
- Groundworkers and Paving Contractors
- Refrigeration and Air Conditioning Engineers
What do I need to be aware of as a Construction Business?
As an employer You have a legal requirement for employers liability cover. This provides cover in the event of your employee injuring themselves whilst at work.
You should have a full written health and safety policy in place which should be distributed to all employees and a record kept of that process as required under the Health and Safety at Work Act 1974.
Ensure you have risk assessments and method statements in place for all work undertaken and contracts you have in place.
Whether you are a sole trader or a limited company you have the same responsibility to your employees and members of the public.
The written contracts within the Construction industry will specify the extent of the property and liability covers which need to be arranged to ensure that the work being undertaken is adequately protected.
Your Trusted Insurance Broker in Falkirk
If you need to claim on your policy we will help and assist you through the process. We are not here just to sell you a policy once a year but to offer support should you need to claim or there is a change to your business.
What Coversure Falkirk can do for you:
- Meet with you to discuss your needs and gather the relative information
- Approach insurers and markets on your behalf
- Recommend the most appropriate option for your needs
- Be available throughout the year, no call or processing centres for you to deal with
- Help you manage the claim process should you be unfortunate enough to suffer a loss
Why use Coversure Falkirk?
We are authorised and regulated by the Financial Conduct Authority to give advice.
We aren’t tied to any one insurance company which means we can approach the market on your behalf and make recommendations to you based on the quotes we get back.
We will explain the covers on offer, limits applicable and any specific clauses and conditions you should be aware of to ensure that you are compliant with the terms and conditions of the policy.
